uob private banking
uob private banking
Blog Article
UOB Bank presents a variety of personal banking services designed to fulfill the money demands of individuals. Down below is an in depth overview that may help you recognize The real key factors and offerings.
Different types of Accounts
Personal savings Account: This account permits you to save money when earning curiosity.
Options: Quick access, desire earnings, minimum service fees.
Rewards: Safe place for your resources, possible expansion via fascination.
Current Account: Ideal for each day transactions and managing bills.
Features: Checkbook facility, overdraft safety.
Gains: Handy for regular payments and withdrawals.
Preset Deposit Account: For those planning to get paid larger fascination premiums over a fixed time period.
Capabilities: Preset term deposits, greater curiosity costs as compared to savings accounts.
Rewards: Secure expenditure solution with predictable returns.
Financial loans
Own Financial loans: Unsecured financial loans which might be useful for many applications like schooling or property renovation.
Sorts:
Installment Loans
Credit Lines
Gains: Adaptable repayment phrases, competitive curiosity prices.
House Financial loans: Customized alternatives for getting house or refinancing existing home loans.
Forms:
Fastened Fee Residence Loan
Floating Level Household Bank loan
Rewards: Various plans to accommodate specific wants, appealing fees.
Charge cards
UOB provides An array of charge cards catering to different existence and paying habits:
Rewards Playing cards: Make details on each and every purchase which may be redeemed for gifts or journey miles.
Cashback Playing cards: Get income rebates on day to day shelling out such as groceries and eating out.
Vacation Cards: Exclusive Rewards like air miles accumulation and vacation insurance coverage protection.
Expense Expert services
For people considering escalating their wealth by way of investments:
Device Trusts * Diversified portfolio managed by experts. * Appropriate for extensive-term progress aims.
Structured Deposits * Brings together the check here attributes of classic deposits with financial investment goods. * Perhaps higher returns but with some danger concerned.
Insurance policies Solutions
To shield yourself and your family against unforeseen occasions:
Existence Insurance policies * Delivers economical stability in the event of Demise or important ailment. * May function a discounts Resource depending on the plan preferred.
Wellbeing Insurance plan * Addresses health-related expenditures such as hospitalization expenses. * Important for mitigating significant healthcare expenses.
Electronic Banking Expert services
Usefulness at your fingertips by digital platforms:
Web Banking
Allows you to take care of your finances online:
Perspective account balances and transaction historical past
Transfer funds concerning accounts or shell out payments
Submit an application for new solutions (loans/charge cards)
Mobile Banking
Banking on-the-go by means of mobile applications:
Quick harmony checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account action
Using these extensive choices, UOB aims to supply personalised banking options that cater precisely to personal prerequisites although making sure ease and stability in all transactions.